Terms and Conditions of Use

1. Acceptance of Terms

By accessing or using our educational card game platform ("Service"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree to these Terms, please do not use our Service.

2. Description of Service

Multiply.Cards is an educational platform that provides interactive card-based learning games designed to help students practice and improve their mathematical skills. Our Service includes:

• Interactive card matching games with multiple game modes (Find Results, Find Equations, Find Mix)
• Educational content for mathematics learning
• Progress tracking and performance analytics
• Tools for teachers and parents to monitor student progress

3. User Accounts and Eligibility

3.1 Account Registration

• Students under 13: Accounts must be created by a parent, guardian, or teacher
• Students 13-17: May create accounts with parental consent
• Adults: May create accounts for personal use or to manage student accounts

3.2 Account Responsibilities

• You are responsible for maintaining the confidentiality of your account credentials
• You must provide accurate and complete information during registration
• Teachers and parents are responsible for student accounts they create or supervise
• Notify us immediately of any unauthorized use of your account

4. Educational Use Guidelines

4.1 Intended Use

Multiply.Cards is designed for educational purposes to support mathematics learning. The Service should be used in accordance with educational best practices.

4.2 Classroom and Home Use

• Teachers may use the Service in their classrooms and assign activities to students
• Parents may use the Service to support their children's learning at home
• Students should use the Service under appropriate adult supervision when applicable

5. User Conduct

You agree not to:

• Use the Service for any unlawful purpose or in violation of these Terms
• Attempt to gain unauthorised access to other users' accounts or data
• Upload, transmit, or distribute any harmful, offensive, or inappropriate content
• Interfere with or disrupt the Service or servers
• Share account credentials with unauthorised users
• Use the Service in any way that could harm minors

6. Privacy and Student Data Protection

6.1 Privacy Commitment

We are committed to protecting the privacy of all users, especially students. Our collection and use of personal information is governed by our Privacy Policy, available at multiply.cards/privacy.

6.2 Student Data

• We collect only the minimum data necessary to provide educational services
• Student data will not be used for commercial purposes unrelated to education
• We implement appropriate security measures to protect student information
• Parents and eligible students have the right to access, correct, or delete personal information

7. Intellectual Property

7.1 Our Content

All content, features, and functionality of Multiply.Cards, including but not limited to text, graphics, logos, software, and game mechanics, are owned by us or our licensors and are protected by copyright and other intellectual property laws.

7.2 User Content

• You retain ownership of any original content you create using our Service
• By using our Service, you grant us a limited license to use, display, and distribute your content as necessary to provide the Service
• You represent that you have the right to grant this license

8. Payment Terms and Refunds

8.1 Subscription Services

If you purchase a subscription to premium features:

• Payments are processed through our payment processor (LemonSqueezy)
• Subscriptions automatically renew unless cancelled
• 7-day free trial available for new users

8.2 Educational Discounts

We may offer special pricing for educational institutions and volume purchases.

8.3 Refund Policy

We offer the following refund terms to ensure your satisfaction:

9. Limitation of Liability

To the maximum extent permitted by law:

• We provide the Service "as is" without warranties of any kind, whether express or implied
• We are not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Service
• Our total liability to you for any claims related to the Service shall not exceed the amount you paid for the Service in the 12 months preceding the claim
• We do not warrant that the Service will be uninterrupted, secure, or error-free
• You acknowledge that no educational platform can guarantee specific learning outcomes

10. Educational Disclaimer

While Multiply.Cards is designed to support mathematics education, it is not a substitute for comprehensive instruction by qualified educators. Results may vary, and we cannot guarantee specific learning outcomes.

11. Termination

11.1 Termination by You

You may terminate your account at any time by contacting us or using account settings.

11.2 Termination by Us

We may terminate or suspend accounts that violate these Terms or for other reasons, including:

• Violation of user conduct rules
• Non-payment of fees
• Suspected fraudulent activity
• To protect the safety of minors

12. Changes to Terms

We may modify these Terms from time to time. We will notify users of significant changes via email or through the Service. Continued use after changes constitutes acceptance of the new Terms.

13. Children's Online Privacy

We comply with applicable children's privacy laws, including COPPA. We do not knowingly collect personal information from children under 13 without verified parental consent. Our platform is designed so that students use anonymous share codes and provide no personal information.

14. Accessibility

We strive to make our Service accessible to users with disabilities and will work to address accessibility concerns brought to our attention.

15. Governing Law

These Terms are governed by Singapore law, without regard to conflict of law principles. However, we comply with UK GDPR and EU GDPR requirements for users in those jurisdictions.

16. Contact Information

If you have questions about these Terms, please contact us:

17. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

18. Address for Notices and Feedback

In regards to any legal communication relating to these Terms of Use, or any feedback, comment, complaint or notification of illegal or copyrighted content that may have been uploaded to our Services, please use the following contact information: